My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
I am a 22 year veteran of the mortgage industry and continuously aim to build lasting relationships with new and established borrowers, realtors, appraisers, closing attorneys, title companies, insurance agents and other mortgage loan originators. Beginning my mortgage career as a Loan Processor in 2004, I developed an acute attention-to-detail philosophy and became proficient at the processes and requirements for obtaining mortgage loan financing. In 2007 I became a licensed Mortgage Loan Originator and eventually a Branch Manager. I pride myself on providing great advice and great rates through excellent communication and customer service. Over the past 20 years, I have originated and processed over 1,000 loans in numerous states in the US.
I am the owner, Mortgage Loan Originator and sole employee of Patron Mortgage Lending, LLC. Many mortgage companies have "high-cost" business structures ( large offices, overhead and employee payroll ) which are paid for, indirectly by borrowers, through higher interest rates. Since I am the only employee, I keep my cost structure very low and pass along the savings to YOU via lower rates.
I will be your main contact throughout the loan process and I make myself available to you at nights and on weekends. I would appreciate the opportunity to provide your next mortgage loan for you and your family.
Liam Bray
Owner / Mortgage Loan Originator
Patron Mortgage Lending, LLC