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Why Choose
Patron Mortgage?

Patron Mortgage Lending, LLC is solely owned and run by me, Liam Bray, and therefore has some of the lowest overhead costs in the industry. I orchestrate and process all my own loans, start to finish, which means my clients have one contact throughout their loan process. This translates to better customer service, better interest rates and lower costs to YOU. I arrange loans with "wholesale lenders" with a proven track record of excellence in lending.

Liam Bray
Owner / Mortgage Loan Originator | NMLS # 65486

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* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

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Welcome to the official site of Patron Mortgage Lending, LLC. . . . a full-service mortgage company based in North Carolina. We specialize in Conventional, JUMBO, VA, FHA, USDA, HELOC, HELOAN and Construction Loans for new home purchases and refinances on primary residences, second homes and investment properties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

 Currently Licensed In:

 North Carolina, Virginia, Georgia & Florida 

 Purchase Loan Programs 

 New Construction | Conventional | Jumbo| High Balance| Non-QM FHA | VA | USDA | HELOC | HELOAN

 Refinance Loan Programs 

(Rate & Term or Cash-Out) 

 Conventional | Jumbo | High Balance | FHA Streamline | FHA Cash-Out VA Streamline | VA Cash-Out | USDA Streamline | HARP | HELOC | HELOAN | Non-QM

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